After extensive web searches in multiple languages.
It appears that there is still no usable "predictive T9 Text" input programs for our phones.
What I mean by predictive text input is if I want to type "today", I would simply need to type "8,6,3,2,9" on the keypad, then the phone checks the dictionary and comes up with a list of words matching the combination with high accuracy.
This makes typing alot faster but unfortunately, all of those softwares I've found are for S60 V2 or before.
There is only one FEP usable on our
N95 so far which is the "Quickwrite" but it is even slower than normal T9.
Any ideas?