Guys just to clear this up. This firmware version is for developers to test the firmware with their apps. Yes you are able to install apps in the options menu, and even browse the phones memory through a special explorer window.
This firmware IS NOT EMULATED, its actually running off a real
N95 with custom nokia software to link it up to the remote desktop application(RDA), which is why you need to make a reservation to use the phone. but not all the firmware funtions have been placed, since there is no need as this is only a test firmware for developers. this firmware is most likely to come but maybe as V21.0.015 or higher.
Im not 100% but if you check my flickr images which are at
Flickr: Photos from felbutss ive actually opened about 13 apps and there is still 8mb of ram free which is amazing.