Three Insurance...is it worth having?

[Davinz]

personally i dont think is worth it because the 5.99 doller u paid to the insurance company when you add it up you could buy ur self another n95. so if someone steal your phone just go buy another 1 instead of paying the insurance company lol.

[epic999]

I have the 3care insurance and recently my N95 decided to have a swim. Gave them a call and they replaced it no problems. Cost £25 over the phone and the £5.99 a month - but over the year thats still cheaper than buying a new phone.

[IJM]

I never take operator Insurance, I use household, although it effects the NCB. You can also take out internet insurance from a seperate company for £3/£4 a month.

[93tid]

Originally Posted by Davinz

personally i dont think is worth it because the 5.99 doller u paid to the insurance company when you add it up you could buy ur self another n95. so if someone steal your phone just go buy another 1 instead of paying the insurance company lol.

I've had mobile phones for at least 15 years now, usually more than one at a time, and have never insured any of them. I have also never had a phone lost or stolen or damaged beyond the usual wear and tear of daily use. Maybe I've been incredibly lucky, maybe I just look after my phones, I don't know. I would think that in my case I've saved up so much money over the years by not paying for insurance that I can easily afford more than one replacement at current market price.

This is me and does not necessarily apply to everyone else in the world, so it's a personal decision. In any case, I'm sure there are cheaper options out there - as suggested by IJM.

[Tesssse]

Originally Posted by Davinz

personally i dont think is worth it because the 5.99 doller u paid to the insurance company when you add it up you could buy ur self another n95. so if someone steal your phone just go buy another 1 instead of paying the insurance company lol.

£5.99 X 18 Months is still only £107.82, so it's still much cheeper than buying a new phone :)