hiiyaa, im on o2 genie, dont be fooled, i used the wap while away once, and its a limited amount free,and it goes rather quick on the
N95. turned out i used it and 8 quids worth of credit in a couple of hours without warning.
as for the settings, think i went on either the nokia website or the o2 website , not to sure now. you put your mobile number in and they send you a multimedia msg. you just save the settings then...worked perfect for me.