In the UK, to SIM-unlock an
N95 (NOT an easy one to do!) I'd expect to pay 20-30GBP = 40-60USD ... Or possibly a bit more than that.
It's not just a matter of using software to generate the code and then entering it... Leads need to be connected to it and expensive gadgets linked-up. Don't forget that the SIM-lock is designed to be tamper-proof... The electronics that are used to get round it don't come cheap!
However if your only option is to pay 100USD, then at least it will mean that you have an unlocked phone that will work with any SIM... Whether it's worth that much to you or not, is your decision...
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